Author Archives: Renee

About Renee

I'm 26, currently living in Invercargill with my partner. I have a good job as a Communications Officer in the public sector but my bills still exceed my income. The way I have always dealt with my problems is to talk about them. My debt has been a problem for so long, yet I kept it private. I don't know why I didn't do this sooner!

Troublesome tooth causing pain for my pocket

When I was in debt I found that there was always some big expense that would crop up when I could least afford it. I used to feel like this only happened to people who were struggling financially – because some of … Continue reading

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The 10 biggest money mistakes

An article on stuff.co.nz today by Nicole Pedersen-McKinnon states the top 10 money mistakes are: 1. Letting time-poor mean a poor time You will be able to save on every bill and every premium – unless you signed up for the … Continue reading

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Money Week 2013 – make a date with your money

It’s mid-way through Money Week (1-7 September) so if you’re interested in getting your personal finances in check, head along to one of the many free events throughout the country or phone the financial advice line, run by the Institute … Continue reading

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Breaking the silence!

So, I was going to stop my blog altogether as I have reached my intended goal but to be honest I’ve been feeling a little lost without it! I’m out of debt, aside from my student loan, which is being … Continue reading

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Bankruptcy – can you keep your KiwiSaver?

The courts will soon decide wether creditors have a right to the contents of KiwiSaver accounts when a person goes bankrupt. The Government’s Insolvency & Trustee Service (ITS) has been successful in persuading trustees of many KiwiSaver schemes, to release … Continue reading

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Savings mode – emergency funds

Apologies for the silence on my blog, it’s taken a while to switch my mind from paying off debt mode to savings mode. Now that I’m debt free there are so many things I want to save for, purely so … Continue reading

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From the beginning

My blog is set up so the most recent posts are at the top, this makes it difficult for people who have recently come across my blog to see where I started and how I got to where I am … Continue reading

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