For so long I have been in debt denial. Putting money on my credit card to get the bank off my back, and then using my credit card to pay another bill, buying things I can’t afford to curb the debt depression and “borrowing” from bill payments to cover impulse buys, ultimately leaving me with arrears on my bills that I couldn’t pay.
I even came home from work one day to find a calling card from a debt collector on my doorstep. He had come over to repossess my car. Upon seeing the debt collector’s card, I drove for an hour (after using bill money to buy petrol) because I thought the scary man couldn’t take my car if he couldn’t find it!
The other day I stumbled across a hugely inspirational blog Lady in the Red by Greer McDonald. Greer began writing when she was in much the same financial position as I am. Now she is at the end of her journey, on the other side of the rainbow (the end with the pot of gold) and I want to be there too!
I too, am fed up with living pay-to-pay, having no money to do anything or go anywhere, having a non-existent social life but most of all I am tired of all the stress this debt has caused me. Now it’s time for me to take back control of my life!
I invite you to follow me as I publicly document my journey towards becoming debt-free. Help me by sharing your money-saving tips and tricks; tell me about your own financial experiences or just come along for the ride.